Cixous
After digging around for info a bit it looks like only free players will be wiped and those with subs with keep everything?
Not everything. Even those who keep the most possible will lose all of their items (by "apartment items" they mean furniture, not items stored in the apartment), any special titles they have (except for the beta title "Elder of Atys"; I don't for sure what will happen to the Windermeer title "Wayfarer" or the Cho title "Journeyer"), their fame, their occupations, their guilds...am I forgetting anything? Plus, many map marks will be invalidated by the change-around of resource and mob spawn locations.